:root{--ink:#14181f;--muted:#5b6472;--bg:#fff;--soft:#f4f6f9;--line:#e3e7ee;--brand:#0b3d91;--accent:#f5b301;--ok:#1a7f4b}
*{box-sizing:border-box}
body{margin:0;font:16px/1.65 system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg)}
a{color:var(--brand)}
.wrap{max-width:1100px;margin:0 auto;padding:0 16px}
.top{background:#0a1f44;color:#fff;position:sticky;top:0;z-index:5}
.bar{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:60px;flex-wrap:wrap}
.brand{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none;font-size:18px}
.logo{background:var(--accent);color:#0a1f44;font-weight:800;border-radius:8px;padding:4px 8px}
.top nav{display:flex;gap:14px;align-items:center;flex-wrap:wrap}
.top nav a{color:#fff;text-decoration:none;font-size:15px}
.lang{border:1px solid #ffffff55;border-radius:6px;padding:2px 8px}
.btn{display:inline-block;background:var(--accent);color:#0a1f44!important;font-weight:700;text-decoration:none;padding:11px 18px;border-radius:10px;margin:4px 6px 4px 0}
.btn.sm{padding:6px 12px}
.btn.ghost{background:transparent;border:2px solid var(--brand);color:var(--brand)!important}
.crumbs{font-size:13px;color:var(--muted);padding-top:12px}
.crumbs a{color:var(--muted)}
h1{font-size:clamp(26px,4vw,38px);line-height:1.2;margin:14px 0 10px}
h2{font-size:clamp(21px,2.6vw,27px);margin:36px 0 12px;line-height:1.25}
.lead{font-size:18px;color:#2b323d}
.facts{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:12px;margin:20px 0}
.facts div{background:var(--soft);border:1px solid var(--line);border-radius:12px;padding:14px}
.facts span{display:block;font-size:13px;color:var(--muted)}
.facts b{font-size:20px}
.note{background:#fff7e0;border-left:4px solid var(--accent);padding:10px 14px;border-radius:6px}
figure{margin:20px 0}
figure img{width:100%;height:auto;aspect-ratio:16/9;object-fit:cover;border-radius:14px;background:var(--soft)}
figcaption{font-size:12px;color:var(--muted);margin-top:4px}
.tbl{overflow-x:auto;border:1px solid var(--line);border-radius:12px}
table{border-collapse:collapse;width:100%;min-width:520px}
th,td{padding:10px 12px;text-align:left;border-bottom:1px solid var(--line);font-size:15px}
th{background:var(--soft);font-size:13px;text-transform:uppercase;letter-spacing:.03em;color:var(--muted)}
tr:last-child td{border-bottom:0}
.check{padding-left:0;list-style:none}
.check li{padding:6px 0 6px 28px;position:relative}
.check li:before{content:"✓";position:absolute;left:4px;color:var(--ok);font-weight:800}
.fly{background:linear-gradient(135deg,#0a1f44,#0b3d91);color:#fff;border-radius:16px;padding:22px 22px 14px;margin:36px 0}
.fly h2{margin-top:0;color:#fff}.fly a{color:#ffd65c}.fly .btn.ghost{border-color:#fff;color:#fff!important}
.fly td,.fly th{color:#14181f}.fly .tbl{background:#fff}
.faq details{border:1px solid var(--line);border-radius:10px;padding:12px 16px;margin:8px 0;background:#fff}
.faq summary{font-weight:700;cursor:pointer}
.faq p{margin:8px 0 0}
.rel,.cards,.grid{list-style:none;padding:0;display:grid;gap:10px;grid-template-columns:repeat(auto-fill,minmax(230px,1fr))}
.rel li,.cards li{background:var(--soft);border-radius:10px;padding:10px 12px}
.rel span{display:block;font-size:13px;color:var(--muted)}
.grid li a{display:block;background:#fff;border:1px solid var(--line);border-radius:12px;overflow:hidden;text-decoration:none;color:var(--ink)}
.grid img{width:100%;height:130px;object-fit:cover;display:block;background:var(--soft)}
.grid b,.grid span{display:block;padding:0 12px}.grid b{padding-top:8px}.grid span{color:var(--muted);font-size:14px;padding-bottom:10px}
.calc{background:var(--soft);border:1px solid var(--line);border-radius:14px;padding:16px;display:grid;gap:10px;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));margin:24px 0}
.calc h3,.calc .result,.calc .small{grid-column:1/-1;margin:0}
.calc label{font-size:14px;color:var(--muted);display:flex;flex-direction:column;gap:4px}
.calc input,.calc select{font:inherit;padding:8px;border:1px solid var(--line);border-radius:8px}
.result{font-size:20px;font-weight:800;color:var(--brand)}
.small{font-size:13px;color:var(--muted)}
.cta-band{background:var(--soft);padding:28px 0;margin-top:40px;border-top:1px solid var(--line)}
footer{background:#0a1f44;color:#c9d3e6;padding:28px 0;font-size:14px}
footer a{color:#fff}
.fgrid{display:grid;gap:20px;grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}
.float-wa{position:fixed;right:16px;bottom:16px;background:#25d366;color:#fff;font-weight:700;text-decoration:none;padding:12px 16px;border-radius:30px;box-shadow:0 4px 14px #0003;z-index:9}
@media(max-width:600px){.top nav a:not(.btn):not(.lang){display:none}}